@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@600;700&family=Raleway:wght@400;500;600;700&display=swap');

:root {
  --navy: #0f254f;
  --navy-deep: #09162e;
  --gold: #caa24d;
  --gold-soft: #ecd8a4;
  --white: #ffffff;
  --ink: #162033;
  --muted: #5d6880;
  --line: #d8dfec;
  --panel: rgba(255,255,255,0.96);
  --soft: #f4f7fb;
  --shadow: 0 24px 70px rgba(11, 24, 55, 0.14);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Inter', sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: var(--navy); text-decoration: none; }
a:hover { text-decoration: underline; }

.container {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
}
.narrow { max-width: 760px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  backdrop-filter: blur(16px);
  background: rgba(255,255,255,0.9);
  border-bottom: 1px solid rgba(216,223,236,0.8);
}
.simple-header { position: relative; }
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 14px 0;
}
.brand img {
  width: 290px;
  max-width: 100%;
}
.nav-links {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
  font-weight: 600;
}

.hero {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(100deg, rgba(9,22,46,0.88), rgba(15,37,79,0.68)),
    url('assets/skyline.svg') center bottom / cover no-repeat;
  color: var(--white);
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(255,255,255,0.02), rgba(255,255,255,0));
}
.hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: center;
  padding: 78px 0;
}
.hero-copy h1 {
  font-size: clamp(2.5rem, 5vw, 4.4rem);
  line-height: 1.05;
  margin: 10px 0 18px;
  max-width: 10ch;
}
.hero-copy p {
  color: rgba(255,255,255,0.9);
  font-size: 1.07rem;
  max-width: 600px;
}
.eyebrow,
.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.22);
  color: var(--white);
  font-size: 0.84rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.section-tag {
  background: #eef3fb;
  border: 1px solid #d7e1f0;
  color: var(--navy);
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 28px;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 22px;
  border-radius: 14px;
  border: none;
  font-weight: 700;
  cursor: pointer;
  text-decoration: none;
}
.btn:hover { text-decoration: none; }
.btn-primary {
  background: var(--gold);
  color: var(--navy-deep);
  box-shadow: 0 14px 30px rgba(202,162,77,0.3);
}
.btn-secondary {
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.24);
  color: var(--white);
}
.btn-full { width: 100%; }

.lead-card {
  background: var(--panel);
  color: var(--ink);
  border-radius: 26px;
  box-shadow: var(--shadow);
  padding: 28px;
}
.lead-card-header h2 {
  margin: 0;
  font-size: 1.7rem;
}
.lead-card-header p {
  margin: 8px 0 0;
  color: var(--muted);
}
.lead-form {
  display: grid;
  gap: 16px;
  margin-top: 18px;
}
.lead-form label {
  font-weight: 600;
  color: var(--navy-deep);
}
.lead-form input[type="text"],
.lead-form input[type="tel"],
.lead-form input[type="email"] {
  width: 100%;
  margin-top: 7px;
  border: 2px solid var(--line);
  border-radius: 14px;
  padding: 14px 15px;
  font: inherit;
  color: var(--ink);
  background: var(--white);
}
.lead-form input:focus {
  outline: none;
  border-color: #7b97cc;
  box-shadow: 0 0 0 4px rgba(123,151,204,0.12);
}
.consent-box {
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fbfcfe;
  padding: 16px;
}
.consent-title {
  margin: 0 0 4px;
  font-weight: 800;
  color: var(--navy-deep);
}
.consent-note {
  margin: 0 0 12px;
  color: var(--muted);
  font-size: 0.95rem;
}
.checkbox-row {
  display: grid;
  grid-template-columns: 20px 1fr;
  gap: 12px;
  align-items: start;
  padding: 12px 0;
  font-weight: 500;
}
.checkbox-row + .checkbox-row {
  border-top: 1px solid var(--line);
}
.checkbox-row input {
  margin-top: 4px;
  width: 18px;
  height: 18px;
}
.fine-print,
.effective-date {
  font-size: 0.95rem;
  color: var(--muted);
}
.hidden-field { display: none; }

.section {
  padding: 88px 0;
}
.section h2,
.legal-wrap h1,
.thank-you-card h1 {
  font-size: clamp(2rem, 3vw, 3rem);
  line-height: 1.1;
  margin: 14px 0 16px;
  color: var(--navy-deep);
}
.section-intro {
  color: var(--muted);
  max-width: 700px;
}
.section-soft {
  background: var(--soft);
}
.cards {
  display: grid;
  gap: 20px;
  margin-top: 26px;
}
.three-up {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.info-card,
.resource-card,
.review-box,
.thank-you-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 12px 30px rgba(11,24,55,0.05);
}
.info-card,
.resource-card {
  padding: 24px;
}
.info-card h3,
.resource-card h3 {
  margin-top: 0;
  margin-bottom: 10px;
  color: var(--navy-deep);
}
.resource-card p,
.info-card p { color: var(--muted); }
.review-box {
  padding: 28px;
  display: grid;
  grid-template-columns: 1.3fr 0.7fr;
  gap: 20px;
  align-items: center;
}
.contact-mini {
  padding: 18px;
  border-radius: 18px;
  background: linear-gradient(180deg, #f9fbff, #eef4fb);
  border: 1px solid var(--line);
}
.contact-mini p { margin: 8px 0; }

.legal-page,
.thank-you-page {
  padding: 52px 0 86px;
  background: linear-gradient(180deg, #f8fbff, #ffffff);
}
.legal-wrap,
.thank-you-card {
  max-width: 860px;
}
.legal-wrap section {
  margin-top: 28px;
}
.legal-wrap h2 {
  margin-bottom: 8px;
  color: var(--navy-deep);
}
.thank-you-card {
  padding: 40px;
  text-align: left;
}

.site-footer {
  border-top: 1px solid var(--line);
  background: #0b1730;
  color: rgba(255,255,255,0.85);
}
.footer-grid {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  align-items: center;
  padding: 28px 0;
}
.footer-grid h3 {
  color: var(--white);
  margin-bottom: 6px;
}
.footer-grid p { margin: 0; }
.footer-links {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
}
.footer-links a {
  color: var(--white);
  font-weight: 700;
}

@media (max-width: 960px) {
  .hero-grid,
  .three-up,
  .review-box {
    grid-template-columns: 1fr;
  }

  .hero-copy h1 { max-width: 12ch; }
}

@media (max-width: 720px) {
  .nav {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero-grid {
    padding: 52px 0;
    gap: 28px;
  }

  .section {
    padding: 64px 0;
  }

  .lead-card,
  .thank-you-card {
    padding: 22px;
  }

  .footer-grid {
    flex-direction: column;
    align-items: flex-start;
  }
}


.resources-shell {
  background: #f7f7f8;
  border: 1px solid #e0e5ee;
  border-radius: 20px;
  padding: 34px 36px 36px;
  box-shadow: 0 8px 22px rgba(15, 37, 79, 0.08);
}
.resources-shell h2,
.reviews-panel h2 {
  font-size: clamp(2rem, 3vw, 2.65rem);
  color: #003b79;
  text-align: center;
}
.resources-shell h2 {
  text-align: left;
  margin-top: 0;
  margin-bottom: 14px;
}
.resources-shell .section-intro {
  margin-bottom: 28px;
  font-size: 1.02rem;
}
.resource-grid-six {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}
.resource-link {
  min-height: 86px;
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 18px 20px;
  background: #f4f7fb;
  border: 1px solid #d9e2ef;
  border-radius: 14px;
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.65);
  font-size: 1rem;
  font-weight: 800;
  color: #003b79;
  text-decoration: none;
  line-height: 1.35;
}
.resource-link:hover {
  text-decoration: none;
  transform: translateY(-1px);
  box-shadow: 0 10px 20px rgba(15,37,79,0.06);
}
.resource-icon {
  width: 18px;
  flex: 0 0 18px;
  font-size: 0.95rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.reviews-panel {
  background: #f7f7f8;
  border: 1px solid #e0e5ee;
  border-radius: 20px;
  padding: 42px 28px;
  box-shadow: 0 8px 22px rgba(15, 37, 79, 0.08);
  text-align: center;
}
.reviews-panel p {
  max-width: 700px;
  margin: 0 auto 26px;
  color: #64748b;
  font-size: 1.02rem;
}
.btn-review {
  background: #0a3b78;
  color: #fff;
  min-height: 50px;
  border-radius: 10px;
  padding: 0 24px;
  box-shadow: none;
}
.btn-review:hover { color: #fff; }
.resource-page-card {
  max-width: 860px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
  box-shadow: 0 12px 30px rgba(11,24,55,0.05);
  padding: 36px;
}
.resource-page-card h1 { color: var(--navy-deep); margin-top: 0; }
.resource-page-card p { color: var(--muted); }
@media (max-width: 960px) {
  .resource-grid-six { grid-template-columns: 1fr; }
}


h1, h2, h3, .hero-copy h1, .eyebrow { font-family: 'Cormorant Garamond', serif; letter-spacing: 0.02em; }
.brand img { max-height: 84px; width: auto; }
.hero-copy .eyebrow { color: var(--gold); font-size: 1.25rem; }
.btn, .btn-review { background: var(--navy); }
.btn:hover, .btn-review:hover { background: var(--navy-dark); }